We are Medicare Participating Physicians and members of HMOs/PPOs. If you are a member of an HMO or PPO, please check your plan to see if you need a referral prior to making an appointment. If you have insurance, including Medicare, you must have your card available so we can copy it for our records. You will not be able to be seen in our office without a current insurance identification card.

If you have an HMO or PPO that our physicians are contracted with, we will bill them directly. However, you must provide us with proper ID cards and inform us that your insurance coverage is with one of these contracted services. We are Medicare Participating Physicians. We will bill Medicare directly for our senior citizen patients. You must present your card each time you are seen; failure to do so may result in your being responsible for your charges. Please note, we do not accept Medicaid.

For those patients with non participating insurance coming in for office visits, lab or routine exams, you will be given a copy of your charge slip to submit to your insurance company. This is a superbill that contains itemized charges, date of service and diagnosis. Complete your portion of your insurance claim from and attach your copy of the superbill and submit to your insurance company.

We will be happy to help you receive maximum insurance benefits; however, the agreement of the insurance company to pay medical benefits is a contract between you and your insurance company. Responsibility for payment is your obligation, regardless of insurance coverage. Payment for services is requested if your insurance has not responded within 45 days of the date of service. Any over-payment will be refunded. If you have any questions, please call our Billing Department.

We accept the following insurance plans:

• AARP
• Aetna Health Plans
• BLUE CROSS and BLUE SHIELD
• CIGNA HealthCare
• EmblemHealth
• Empire BlueCross BlueShield Healthplus
• Fidelis
• GHI
• Healthfirst
• Horizon
• HIP
• Magnacare
• Medicare
• Oxford
• United Healthcare
• United Healthcare- THE EMPIRE PLAN (NYSHIP)

Please be aware that changes may occur in participation with insurance companies at any time. Please also note that all services, procedures and supplies may not be covered by your insurance company. Participation with insurance does not guarantee payment.

Due to the growing number of Medicaid Plans in the United States please be sure to verify with our office if your coverage is accepted.